What does an investment adviser do?
At Cadinha & Company, we like to think of ourselves as your chief financial strategist. As an investment adviser, we help you identify your financial goals, invest to meet those goals as safely as possible, and alter the course as your life and goals change. Also, an investment adviser is involved with more than investing. They help you make decisions about cash on hand, life, health, long-term care and disability insurance, gifting plans, college plans and much more – the whole financial picture. Learn more about our services at Beyond Investment Management.
What is a fiduciary?
A fiduciary is a person obligated to act in the best interest of another party. Since our founding in 1979, Cadinha & Company has been registered by the SEC and the Investment Advisers Act of 1940, which states that we are legally obligated to act in your best interest with a transparent compensation model. Cadinha investment advisers have always been fiduciaries; it’s in our DNA.
What are the fees associated with an account at Cadinha?
first $3 million of assets under management
on the next $2 million
on the next $5 million
on additional amounts
Minimum annual fee for each account is $10,000.
What is a custodian?
At Cadinha & Company, we are not custodians, but are proud to work with a number of them as designated by our clients. We may recommend that you establish brokerage accounts with highly reputable, registered broker-dealers and members of SIPC/NYSE to maintain the custody of your assets. Cadinha will help you with each step.
Do I need to close my current bank account?
You won’t need to close your bank account or move your account to a specific bank. At Cadinha & Company, we are flexible and work with a variety of financial institutions in order to best serve our clients.
Can Cadinha help me with Financial Planning?
At Cadinha & Company, financial planning is an integral part of the investment management process. In order to get you where you want to go, we need to first choose a destination. That’s where financial planning comes in. Cadinha staff will, with your input and guidance, help you plan an investment strategy that’s appropriate for where you want to go.
Can Cadinha manage my 401(k)?
In short, yes, if your plan allows. At Cadinha & Company, we work with clients in all facets of their investment portfolio, both taxable and non-taxable accounts. If you have an employer-sponsored 401(k), we are happy to manage those assets for you.
Does Cadinha do Estate Planning?
Cadinha & Company is an investment adviser, but not an attorney or CPA. We can lead the investment strategy for your estate planning, and work with a myriad of professional services firms in order to complete your estate planning.
How do I open an account with Cadinha?
It’s easy. Give us a call. Or fill out this form and we’ll call you. We need to start a conversation to see how we fit. We’ll listen to and learn about your needs, your situation and your objectives.
I’m ready to start a conversation about working with Cadinha & Company.